Wisconsin Companies on Average Will Pay 3.2% in Worker's Compensation Insurance Rates Starting in October

Wednesday, August 13th, 2025 -- 11:00 AM

Wisconsin companies on average will pay 3.2% less in worker's compensation insurance rates starting Oct. 1, 2025, the Wisconsin Department of Workforce Development (DWD) announced with the Wisconsin Office of the Commissioner of Insurance (OCI).

The lower rates reflect Wisconsin employers' attention to workplace safety for the benefit of workers and employers alike. The 2025 rate decrease, approved by OCI, marks the tenth year in a row worker's compensation insurance premiums have declined in Wisconsin.

The actual premiums vary by employer based on factors such as injury risk exposure. Worker's compensation insurance rates are adjusted annually by a committee of actuaries from members of the Wisconsin Compensation Rating Bureau.

This independent body examines and selects the methodology and trends that produce the proposed rate adjustment, which is then reviewed and approved by the Wisconsin Commissioner of Insurance. While the overall rate level will decrease by 3.2%, the impact on policyholders will vary based on specific circumstances.

DWD's Worker's Compensation Division (WCD) administers the state's worker's compensation program through a collaboration with WCRB, OCI, Self-Insurers Council and the Worker's Compensation Advisory Council, which is composed of representatives from management and labor and recommends worker's compensation law changes.

Most employers in Wisconsin are legally required to have worker's compensation insurance policies. Customers with questions about the law may contact DWD's Worker's Compensation Division by calling 608-266-1340 or visiting the DWD website.

For questions about the rate development process, contact the WCRB at 262-796-4540 or online.

Feel free to contact us with questions and/or comments.