Clark County UW-Extension Reminds Individuals to Get Their Free Credit Report

Monday, June 6th, 2022 -- 8:05 AM

Federal law allows individuals to get a free copy of their credit report every 12 months from the three major credit reporting bureaus: TransUnion, Equifax, and Experian.

Access to these annual free reports allows individuals to make sure the information they contain is correct and up to date. “Checking your report regularly is a great way to spot potential instances of fraud or identity theft,” says Nancy Vance, Clark County Extension educator.

The “Check Your Free Credit Report: 2/2, 6/6, 10/10” campaign from the University of Wisconsin-Madison Division of Extension wants to make it easier to remember to order those free credit reports.

Anyone can sign up to receive calendar reminders by visiting this site and clicking on 2/2, 6/6, and 10/10: https://finances.extension.wisc.edu/programs/check-your-free-credit-report-campaign/. You can order your report at any time of the year but the 2/2, 6/6, and 10/10 dates make it easy to remember to do this task at regular intervals.

It’s easy to order your credit report. Just follow these simple steps including request the free annual credit report on the official website www.AnnualCreditReport.com, through the mail using the request form, or by phone at 1-877-322-8228.

Next, review your credit report. Once you have your credit report, be sure the information is accurate. Several of the credit reporting bureaus have taken steps in the past few years to help make the reports more user-friendly and easier to understand.

For more information on credit reports, contact Clark County Extension 715-743-5121.

Feel free to contact us with questions and/or comments.