UW Division of Extension's "Check Your Free Credit Report"
Saturday, October 5th, 2019 -- 6:44 AM
Because credit reports are so important to everyday life (they can affect obtaining an affordable loan or insurance policy, getting a job, or renting a home), federal law gives everyone the right to request three free credit reports each year.However, according to the Clark County UW-Extension Officer, the Federal Trade Commission reports that only one out of every three Wisconsin adults checks their free credit report each year, making Wisconsin the sixth lowest of all the states. University of Wisconsin / Division of Extension’s “Check Your Free Credit Report: 2/2, 6/6, 10/10” campaign wants to turn those numbers around by making it easier to remember to order a free credit report. Anyone can sign up to receive an email reminder from Extension Clark County three times a year??"on 2/2, 6/6, and 10/10??"on the campaign’s website: [url=http://www.url.com]fyi.uwex.edu/creditreport[/url].
You can request the reports from AnnualCreditReport.com??"one each from the three credit bureaus: Equifax, Experian, and TransUnion. There are three ways to order your free credit report: through the mail, by phone toll free, or at the official website AnnualCreditReport.com. While you can order all three reports at the same time, ordering one free report every four months provides the benefit of assuring that the information is up-to-date and accurate year round. Note that the annual free credit report does not include a credit score.
When ordering a free credit report, the credit bureau might also offer consumers additional paid services, including purchasing a credit score or credit monitoring services. These are optional paid services and a purchase is not required to order the free credit report. For more information on credit reports, contact Nany Vance, Family Living Educator, Extension Clark County at 715-743-5121.
Feel free to contact us with questions and/or comments.