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Debt versus Savings Survey
Saturday, February 22nd, 2014 -- 11:34 am
Posted by Riley Hebert-News Director


The number of Americans who can afford to pay off their credit cards continues to drop, according to a new survey.

The survey by Bankrate.com found that only 51 percent of Americans have enough cash in their emergency accounts to clear themselves of credit card debt. Thatís the lowest percentage since the firm began tracking the number in 2011.

According to the survey, nearly 30 percent of Americans reported having more credit card debt than emergency savings -- the highest percentage in the past four years. Meanwhile, some 17 percent reported they had neither emergency savings nor credit card debt.

This comes as the U.S. personal savings rate also continues to fall.



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